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Do you need electronics insurance?

This is where electronics insurance and extended warranties may be able to help. Sometimes called “gadget insurance,” electronics insurance pays for damage to your mobile devices in situations where your homeowners insurance doesn’t, such as when your device simply stops working. But do you actually need this insurance?

Why should I insure my electronic devices?

Insurance protects your electronics beyond what the manufacturer's warranty covers, so you can be sure you have protection in case of accidents and natural disasters. You can insure almost any electronic device through Progressive, including:

What does electronics insurance cover?

What the plan is called is less important than what it covers (and what it doesn’t). Electronics insurance is most commonly available for individual devices such as your phone or laptop. However, some companies offer plans that bundle multiple devices, such as TVs, gaming consoles and home theater systems.

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